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Thinking beyond the numbers
To us, lending isn't just a credit exercise. While the numbers matter, they only tell part of the story.
We focus on the fundamentals and look for creativeways to structure capital that actually fits your project. We’d ratherunderstand your vision than try to fit you into a pre-set credit box.
Capital Stack Funding:
Typical Lending Source:
Loan Type
Mezzanine or Personal Loans tailored to you
Rigid, one size fits all debt
Approvals
Internal decision Makers who move fast
Slow, committee led bureacracy
Requirements
Flexible Underwriting based on the deal's story
Strict "credit boxes" and formulas
Speed
Quick feedback to keep your deal moving
Weeks of waiting for an answer
The Path to Closing
1. Submit Documentation
Submit your deal summary and application documents for a direct look from our team.
2. Strategy Review
Speak with a principal to walk through the loan request and discuss the overall deal strategy.
3. Term Sheet Issuance
Once we review the initial file, we’ll issue a Term Sheet so we can keep the deal moving forward.
4. Due Diligence
We’ll collect the deposit and initiate third-party reports, including the valuation and title.
5. Final Underwriting
Once reports are in, we review the file and clear any final items to get the loan ready for funding.
6. Closing
Funds are disbursed and the deal is successfully closed.
